Have You Been Hacked?
Is Your Identity Safe After the Equifax Data Breach?
It does not matter if you have used Equifax or not. The reach of the recent Equifax data breach is extensive, including up to 143 million people. Are you one of them?
Equifax had their website hacked. The compromise happened in May, however, Equifax has known about the hack since July. They recently made the data breach known to the public on Sep 7, 2017.
We saw a 15 percent increase in the overall fraud attempts in our system in August, which is an unusual time of the year to see such a spike” ~ Liron Damri, co-founder of Forter, a fraud prevention service for online retialers1
If you have a credit history, we recommend assuming that your data has been compromised, as the overwhelming majority of people with a credit history are affected:
“Equifax said Thursday that 143 million people could be affected by a recent data breach in which cybercriminals stole information including names, Social Security numbers, birth dates, addresses, and the numbers of some driver’s licenses.”2
What Can You Do
Equifax has made the following available to you, regardless of whether you were impacted:
- A tool to check impact
- 1 year of free credit monitoring is available.
Understand if you use either, you may waive your right to participate in a class action lawsuit.
The many recent large scale data breaches, such as the U.S. Government, Target, and others, serve as a reminder to regularly review your credit report. You can get a free report here: www.annualcreditreport.com.
Consider signing up for a credit monitoring service as well. This will not prevent identity theft, however, it will alert you if any suspicious activity has taken place.
Master Your Credit
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Taking action right away is especially relevant to ensure you continue to keep the widest range of options available to you.
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